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What we cover
Free filing by state
What you'll need
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What you'll need

Gather these, then file in one sitting.

You won't need everything on this list. Navo only asks about what applies to you, but having your documents ready makes filing faster.

About you and your family

Social Security numbers or ITINs for you, your spouse and anyone you claim
Dates of birth for everyone on the return
Your Identity Protection PIN, if the IRS sent you one
Last year's adjusted gross income, to sign your return electronically

Income

W-2 from each job
1099-INT and 1099-DIV for interest and dividends
1099-B or 1099-DA for sales of stocks, funds or crypto
1099-NEC, 1099-K and records of business income and expenses for side work
1099-R for pensions and IRA or 401(k) withdrawals
SSA-1099 for Social Security benefits
W-2G for gambling winnings
1099-SA and 5498-SA for a health savings account (HSA)
1099-G for unemployment benefits, paid family leave or a state tax refund
Schedule K-1 from a partnership, S corporation, estate or trust
1099-S, or the closing statement, if you sold your home
Records of crypto you received from staking, mining or rewards
Rent collected and expenses for any rental property
Income and expenses for a farm you run

Deductions and credits

1098 for mortgage interest, and property tax bills
Receipts for gifts to charity
Child care costs and each provider's name, address and tax ID
IRA contributions
1098-T for college or other schooling after high school
What you paid a nanny or other household employee, and their tax ID
1095-A, if you had insurance through the Health Insurance Marketplace

Refund or payment

Your bank's routing number and your account number, for a direct deposit refund or a payment

If you live in Ohio

Your school district name or number
Any Ohio estimated payments you made

Not sure Navo covers your situation? See what we cover.

Got your documents?

We'll email you the day filing opens.

Filing opens in January 2027.

We'll email you the day you can file.

Email address

We'll email you the day filing opens. We never sell your information.

Filing with Navo is free for the 2027 season. Questions? Email support@navo.ai

Filing

How it works
What we cover
Free filing by state
What you'll need
Accuracy guarantee
Security

With your AI

Overview

Partners

Overview
Credit unions
Banks and fintechs

Resources

Help center
Blog
Contact

Company

About
Security
Privacy
Terms

Free filing. Filing with Navo is free for 2026 tax returns filed in the 2027 season, with no income limit and no paid upgrades. Navo files federal returns from every state and state returns for Ohio; most people in the nine states with no income tax on wages don't file a state return. Some tax situations aren't supported yet; see what we cover.

Accuracy guarantee. Paid as a gift card of up to $100 per return. Conditions apply; see the guarantee terms.

Claude is a trademark of Anthropic and ChatGPT is a trademark of OpenAI. Other names are the property of their owners.

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