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How it works

From first question to filed.

Navo walks you through your return one plain question at a time. A tested tax engine does every calculation, and you see the whole return before you sign.

Step 1

A checklist made for your year

Navo asks a few questions about your household and income, then builds a checklist with only the sections that apply to you. You always know what's done and what's left.

Your 2026 return2 of 5
Your checklist
  • About youDone
  • IncomeDone
  • Family and creditsIn progress
  • Deductions
  • Review and sign
Continue

Step 2

Add your income your way

Upload a photo or PDF of your W-2, or type it in. Add 1099s for interest, dividends, side work, retirement and more. Navo checks each entry as you go.

Checklist
IncomeJobs
W-2 from Example Co.Checked
Wages48,210.00
Federal tax withheld4,906.00
Did you have another job in 2026? Upload a photo or PDF Type in a W-2Continue

Step 3

Navo does the math

Every number on your return comes from Navo's tax engine, checked against the IRS's own test cases. AI can help with the questions, but it never does the math. And our accuracy guarantee stands behind it.

Every step, start to finish

Secure sign-in

Create an account with two-step sign-in so only you can open your return.

Upload documents

Snap your W-2 instead of typing every box.

Plain questions

One question at a time, in everyday words, with help on every screen.

English or Spanish

Switch languages anytime, without losing your place.

See your return

Review the full return, with the amounts explained, before you sign.

Sign and e-file

Sign electronically and Navo e-files your return with the IRS, and with Ohio if you live there.

Refund or payment

Get your refund by direct deposit, or choose how to pay what you owe.

Know when it's accepted

We email you when the IRS accepts your return, or help you fix it if it's rejected.

Rather talk it through?

Do your taxes with your AI assistant, with Navo doing the math.

Get notified With your AI