File your taxes
in a conversation.
No forms. No jargon. Upload your W-2, chat through a few questions, and file in minutes. Free federal filing, powered by AI that actually understands taxes.
100%
Free federal filing
15 min
Average file time
24 hr
Refund approval
Navo
● Filing your 2025 return
You shouldn't pay $200 to fill out
forms you don't understand.
We built Navo because taxes shouldn't require an accounting degree or a credit card. Just a conversation.
✕ The old way
- —100+ confusing form fields
- —Constant upsells and hidden fees
- —No explanation of what anything means
- —Hours of frustration, zero financial insight
- —Get it wrong? That's your problem.
✓ The Navo way
- ✓A guided conversation — like texting your accountant
- ✓100% free federal filing, no hidden fees ever
- ✓AI explains every line of your return in plain English
- ✓Snap a photo of your W-2 and we extract it all
- ✓Review your actual 1040 before you file
How it works
Three steps. Fifteen minutes.
Done.
Step 01
Upload Your W-2
Snap a photo or upload your W-2. Our AI reads every field instantly — no manual data entry required.
Step 02
Chat & Learn
Ask questions as you go. Navo explains deductions, flags savings, and catches mistakes in real time.
Step 03
Review & File
Preview your 1040, e-sign, and file directly with the IRS. Track your refund from day one.
$0
Federal filing cost
Always free. Not a trial.
150M+
Americans overpay on taxes
We're here to change that.
2025
IRS-ready right now
File your current return today.
Why a chat — not a form?
Because nobody was born knowing what "adjusted gross income" means. Navo talks to you like a human and teaches as you go.
Ask anything, anytime
"What's Box 12?" "Should I use the standard deduction?" Get instant, accurate answers mid-filing.
Smart W-2 extraction
Upload a photo of your W-2 and Navo reads every box automatically. No squinting at tiny numbers.
Guided, not guessing
Navo asks you simple questions in plain English instead of throwing IRS jargon at you.
Review before you file
See your actual 1040 with a plain-English walkthrough of every line before you submit to the IRS.
Security
Bank-level security.
IRS-authorized.
Your data is encrypted end-to-end, never sold, and automatically deleted after the legal retention period.
256-bit SSL
Same encryption as your bank
IRS EFIN Holder
Authorized to e-file returns
Secure Hosting
Enterprise-grade infrastructure
No Data Mining
Your info files taxes, period
Zero Data Sales
We never sell your information
Auto-Deletion
Removed per IRS retention rules
Questions? We've got answers.
Get answers to common questions about filing your taxes with Navo
Tax Insights
Stay informed with the latest tax tips, guides, and helpful resources
Ready to file your taxes
without the headache?
Join thousands of taxpayers who are filing smarter this year. Free, fast, and no accounting degree required.
No credit card required · 15 min average · IRS e-file authorized