How can we help?

Navo opens in January 2027 for your 2026 return, when the IRS opens the filing season.

See what you'll need. Navo only asks about what applies to you.

Yes. Navo works in any modern browser on a phone, tablet or computer.

Yes. You can switch between English and Spanish anytime.

Yes. Every return Navo files is free for the 2027 season, for everyone, with no income limit and no paid upgrade.

Navo files Ohio returns, and in the nine states with no income tax most people only need a federal return. See the state table.

Navo covers most tax situations, from jobs and gig work to investments, retirement and family credits. Navo doesn't file state returns in every state yet. We file Ohio returns, and if you live in another state with an income tax, you can file your federal return with Navo and your state return directly with your state. If anything on your return isn't covered, Navo lets you know early, before you've done the work. See what we cover.

If a Navo calculation error leads the IRS or Ohio to charge you a penalty or interest, we reimburse it with a gift card of up to $100. See the accuracy guarantee.

Two-step sign-in, encryption, and IRS security rules for e-file providers. See how we protect your information.

Yes. Navo is an Authorized IRS e-file Provider, which means the IRS has accepted us into its e-file program. We e-file your return straight to the IRS through its secure system and email you when it's accepted. Navo is an independent company.

Soon. Claude comes first, then ChatGPT. See Navo with your AI.

No. You enter it, your bank details and your signature on Navo, never in the chat.

We email you when the IRS accepts it, and you can check its status in your Navo account.

The IRS says it issues most refunds in less than 21 days after accepting an e-filed return with direct deposit.

Navo tells you why in plain words and helps you fix it and send it again.