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Free tax filing in South Dakota

Free tax filing for South Dakota.

South Dakota doesn't tax wages, so most people there only need a federal return. Navo files it free for the 2027 season, so that's your whole tax filing done.

Filing opens in January 2027.

We'll email you the day filing opens. We never sell your information.

What Navo files for South Dakota filers

  • Jobs

    Wages on Form W-2, from one employer or several.

  • Tips, overtime and seniors

    The new deductions for tips, overtime pay, people 65 and older, and car loan interest (Schedule 1-A), plus tips your employer didn't report (Form 4137).

  • Self-employment and gig work

    Freelance, contract and app-based work, up to eight businesses, with business expenses (Schedule C).

  • Home office

    The home office deduction for your business, by the simplified method or your actual costs (Form 8829).

  • Business equipment and vehicles

    Depreciation for equipment and vehicles you bought for your business (Form 4562).

  • Selling products

    Businesses that sell products, with inventory and cost of goods sold (Schedule C).

  • Self-employed health and retirement

    Health insurance you pay for as a self-employed person, and SEP-IRA or solo 401(k) contributions.

  • Farm income

    Income and expenses from a farm you run, on the cash method (Schedule F).

  • Household employees

    Taxes for a nanny, housekeeper or other household employee you pay (Schedule H).

  • Investments

    Interest, dividends, and sales of stocks, funds and crypto, including shares from your job's stock plan (Schedules B and D).

  • Crypto income

    Crypto you received from staking, mining, airdrops or other rewards.

  • Payment apps and marketplaces

    Form 1099-K from payment apps and online marketplaces, including payments that aren't income, like selling your own things.

  • Selling your home

    The sale of your main home, with the home sale exclusion.

  • Selling a second home or land

    The sale of a second home or land you own.

  • Seller financing

    Interest from a loan you gave someone who bought your property, and Form 1099-OID.

  • Rental property

    Rent you collect, the expenses that go with it, depreciation, and a vacation home you also use yourself (Schedule E).

  • Partnerships and S corporations

    Income or losses from a partnership, S corporation, estate or trust on Schedule K-1.

  • Rental losses

    Rental losses limited by the passive loss rules, including losses carried over from earlier years (Form 8582).

  • Selling business or rental property

    Sales of property you used in a business or a rental (Form 4797).

  • Investment interest

    Interest on money you borrowed to invest, such as margin interest, when you itemize (Form 4952).

  • Retirement

    Pensions, IRA, Roth IRA and 401(k) withdrawals and rollovers, Roth conversions, gifts to charity straight from an IRA, IRA contributions, Social Security and railroad retirement.

  • Unemployment

    Unemployment benefits, paid family leave and taxable grants on Form 1099-G.

  • Other income

    Prizes and awards on Form 1099-MISC, and state or local tax refunds.

  • Canceled debt

    Debt a lender canceled or forgave, on Form 1099-C.

  • Gambling winnings

    Gambling winnings, whether or not you got a Form W-2G.

  • Health coverage

    Health savings accounts (HSAs), including coverage for part of the year, and Marketplace insurance with the premium tax credit (Forms 1095-A and 8962).

  • Itemized deductions

    Mortgage interest, state and local taxes or sales tax, and gifts to charity, including stock and vehicles (Schedule A).

  • Family credits

    The Child Tax Credit, the Earned Income Tax Credit, the credit for other dependents, and the child and dependent care credit.

  • College costs

    The American opportunity and lifetime learning credits for college and other schooling after high school (Form 8863).

  • 529 and ABLE accounts

    Withdrawals from a 529 college savings plan or an ABLE account (Forms 1099-Q and 1099-QA).

  • A child's investment income

    Investment income of a child that is taxed at the parent's rate (Form 8615).

  • Foreign tax credit

    Foreign tax paid through your funds and other investments (Form 1116).

  • Taxes on higher incomes

    The additional Medicare tax, the net investment income tax and the alternative minimum tax (Forms 8959, 8960 and 6251).

See the full list, and what Navo can't file yet, on what we cover.

Questions

Is it really free in South Dakota?
Yes. Every return Navo files is free for the 2027 season, for everyone, with no income limit and no paid upgrade.
Do I need to file a South Dakota return?
Most people don't. South Dakota has no state income tax on wages.
When can I file?
Navo opens in January 2027 for your 2026 return, when the IRS opens the filing season.
Does Navo file directly with the IRS?
Yes. Navo is an Authorized IRS e-file Provider, which means the IRS has accepted us into its e-file program. We e-file your return straight to the IRS through its secure system and email you when it's accepted. Navo is an independent company.

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